Nilesh Naik stood among the ruins of his house. That was not
fair! He was so careful with everything. He bought the safest possible
equipment, invested in the best of the electrical fixtures and wires, had
circuit breakers and ECBs to rule out the slightest chance of the short
circuits. His house was built with lot of care and supervision, earthquake
proof and strong enough to withstand the mightiest of the storms.
A cylinder blast at his neighbor’s house ignited the dried
bushes around that house. The inferno that resulted raised the temperatures so
high that the flames soon enveloped Nilesh’s house and reduced it to cinders.
This was so unfair! He was so careful with his domestic cylinder and kept his
yard so clean of dried grass and bushes!
The building of the house was a culmination of a dream and
of saving and cutting corners for 25 years. He was so keen to build and own his
house without a loan. To be loan free and a king of his own small kingdom. To
retire so peacefully in a few years. It was as if the clock was turned back 25
years and he had to start all over again but without youth in his quiver.
He was reminded of the visit from his friend’s son who had
taken up a home
insurance agency. He could clearly remember the conversation.
“Why don’t you insure your house, uncle?”
Nilesh remembered thinking at that time, I know this fellow
wants to earn some commission and is trying to push a policy I don’t need. He
wondered how to tactfully say no.
“I am already financially exhausted after spending so much
on building this house. Maybe next year, beta “.
“All the more reason, Uncle. This policy is not for the
house but for the money you spent on building it . You are ensuring that you
have it back in case something happens and you are able to restore it”.
“Nothing can happen. You have seen the quality of material I
have used and so many precautions we take. You should try and sell this to my
neighbor. He will need it. He is the most careless fellow I have seen”.
Alas ! The neighbor did buy that policy and will be able to
build his house again. For Nilesh, he would need to find the strength to dream
again.
This story is an
excellent example of the importance of home insurance. We put in our life’s
savings into our home. It is important to keep it safe with the right home
Insurance that protects your home and the contents inside from damage.
To protect your home
from unforeseen calamities and dangers, here is more information on our home
insurance cover!
[Source: https://support.bajajallianz.com/support/why-is-it-essential-to-buy-home-insurance-in-india/]
Thanks Nishant for sharing this informative blog...but can you please brief me about types of home insurance
ReplyDeleteThis story is an excellent example of the importance of home insurance We put in our life’s savings into our home. It is important to keep it safe with the right home Insurance that protects your home and the contents inside from damage.
ReplyDeleteThis story is an excellent example of the importance of home insurance We put in our life’s savings into our home. It is important to keep it safe with the right home Insurance that protects your home and the contents inside from damage.
ReplyDeleteA cylinder blast at his neighbor’s house ignited the dried bushes around that house. The inferno that resulted raised the temperatures so high that the flames soon enveloped Nilesh’s house and reduced it to cinders. Read more http://ethanproperty.com.au/regions/joondalup/
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